Frequently Asked Questions

A title company researches the property's ownership history, checks for liens or legal issues, prepares necessary documents, facilitates the closing process, and issues title insurance. Our job is to ensure that ownership is transferred smoothly and securely.

Title insurance protects you from financial loss due to problems with the title, such as undisclosed heirs, mistakes in public records, or unpaid liens. It provides peace of mind knowing your ownership is legally protected after closing.

A lender’s policy protects the mortgage lender’s interest in the property if a title issue arises. An owner’s policy protects your investment as the buyer. The owner’s policy is optional but highly recommended for full protection.

Closings usually take between 30 to 45 days, depending on financing, inspections, title clearance, and other contract terms. Cash deals may close more quickly, while financed transactions can take longer due to lender requirements.

Buyers and sellers should bring a valid photo ID. Sellers may also need to bring keys, garage openers, and any requested documents. If you're wiring funds, bring confirmation, and if you’re paying by check, confirm acceptable forms in advance.

The title search should begin as soon as the purchase contract is signed. This allows us to identify and resolve any title issues early, keeping the transaction on track for closing.

In most cases, yes. Buyers often have the right to choose the title company unless otherwise specified in the sales contract. We’re happy to coordinate with your lender and agent for a smooth experience.

We’ll notify all parties and work with attorneys, lienholders, or the seller to resolve the issue. Most title problems can be cleared with the right documentation and cooperation before closing.

Not necessarily. We offer flexible closing options. We’ll work with you to make the process as convenient as possible.

Seller fees may include title insurance, real estate commissions, document prep fees, and any agreed-upon repairs or concessions. You’ll receive a settlement statement before closing to review all charges.

Proceeds can be disbursed via wire transfer or check. Once all documents are signed and the transaction is funded, we’ll release the funds the same day or next business day, depending on the bank.

We provide proactive communication, fast title commitments, flexible closing options, and a professional team that keeps your deals moving. Our goal is to support you from contract to close so you can focus on your clients.

Yes. If title is clear and all required documentation is in order, we can expedite the process. Let us know your timeline and we’ll do everything we can to meet it.

Absolutely. We offer mobile notary services in our area, after-hours appointments, and can overnight or email out documents. We’re here to make closings easier for your clients — wherever they are.